Life Insurance and Accidental Death & Dismemberment (AD&D) Benefit Increases
Life and AD&D Insurance Benefits for Active Plan Participants:
Effective September 1, 2022, the Trustees approved an increase to your Life Insurance and Accidental Death and Dismemberment (AD&D) benefits.
- $20,000 in group life insurance benefits will be paid to your beneficiary in the event of your death from any cause while eligible under the Plan.
- Up to $20,000 in AD&D benefits will be paid for death or dismemberment due to an accident that happens on or off the job, and if:
- You are eligible under the Health Plan on the date of the accident,
- The death or dismemberment occurs within 180 days after the accident, and
- The cause of death or dismemberment is not excluded.
Life Insurance benefits provided for your eligible Dependents including Spouse/Domestic Partner and Dependent child(ren) up to age 21 have also increased, as follows:
- Spouse or Domestic Partner - $5,000
- Children less than 21 years of age - $1,000
These benefits are available to Participants, Spouses/Domestic Partners and eligible Dependent child(ren) up to age 21 who are enrolled in Plans A, B and Flat Rate (both Indemnity Medical Plan and the Kaiser HMO Plan).
These benefits are not available to participants or dependents who are covered under Plan R.
The full Schedule of Benefits is available at the Trust Fund Office upon request.