Go PPO!

Your Carpenter Funds Delta Dental PPO plan lets you visit any licensed dentist, but you’ll maximize your savings by choosing a PPO network dentist. PPO means “Preferred Provider Organization”, meaning dentists who have contracted to provide services at a reduced fee for service.

Why should I choose a PPO dentist?

1. Greater benefit. When you visit a PPO dentist, you receive a higher percentage of coverage for many services and $2,500 annual benefit for every family member.
   
   
2. Greater savings. PPO dentists have agreed to reduced fees, which leaves more money in your pocket.
   
   
3. Quality assurance. Make sure your smile gets the care it deserves. Delta monitors PPO dentists to ensure proper licensing, cleanliness and safety procedures.
   
   
4. No balance billing. PPO dentists can’t charge you more than their set fees. Out-of-network dentists may bill the difference between their usual fee and Delta Dental’s contract rate – a process known as “balance billing.”
   
   
5. No unbundling. PPO dentists agree not to “unbundle” services that are part of a treatment, like tooth preparation or local anesthesia. Out-of-network dentists may charge for these services separately, making overall costs higher.
   
   
6. Less paperwork. PPO dentists handle all claim forms and other paperwork for you. If you choose an out-of-network dentist, you may need to submit a claim yourself.
   
   
7. No prepayment required. When you choose a PPO dentist, you’ll pay only your portion of the bill.¹ Out-of-network dentists may require you to pay the full cost of treatment up front and request reimbursement from Delta Dental.
   
   

How do I find a PPO dentist?

Visit deltadentalins.com. You can find a network dentist near you by using the Find a dentist tool at deltadentalins.com. Using the network dropdown menu, be sure select Delta Dental PPO option.

If you can’t go PPO, go Premier. You’ll definitely save the most by visiting a Delta Dental PPO dentist. Your next best bet, Delta Dental Premier, is the largest dental network nationwide. PPO and Premier dentists cannot charge you more than their agreed PPO or Premier fees. This helps lower your out-of-pocket costs.

Resources at your fingertips

Go online to manage your plan

Try it out: Go to deltadentalins.com and choose Log in to create an account or log in to your existing account. Tip: Access your benefits info on mobile, tablet or desktop!