Annuity Plan for the Carpenters Annuity Trust Fund for Northern California

Below is the Table of Contents for the Annuity Plan Summary Plan Description and Plan Rules & Regulations. To view the booklet in its entirety, click here.

Summary Plan Description

Section 1 - Definitions

Section 2 - Individual Accounts

Section 3 - Benefits and Eligibility

Section 4 - General Provisions

Section 5 - Right of Appeal and Determination of Disputes

Section 6 - Amendment and Termination

Section 7 - Reciprocity

Section 8 - Transfer of Contributions

Section 9 - Minimum Distribution Requirements

Section 10 - Mergers

Section 11 - Top-Heavy Rules


Summary Plan Description / Rules & Regulations in Spanish

 

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